cash back rewards program, 2 is the cream of the crop and it can only be found with a handful of issuers for consumer and business credit cards. The success of these programs caused a wide range of businesses to adopt them. Tiered cards earn a higher rate in specific categories, such as groceries or gas, and usually 1 on everything else. Thats not common today, but a wide variety of great cash back credit cards still exist, including some offering up to 2 unlimited cash back on everything and 5 back in rotating quarterly categories. If youre not affiliated with a qualifying organization, you can become a member by contributing to Foster Care to Success, according to Alliants website. And no limit to how much is matched. This card has a 59 annual fee; for many consumers, that fee will make it more expensive than no-fee cards with.5 or 2 cash-back rates. Try the Capital One Spark Cash Select credit card instead. Among the most popular credit card loyalty programs have been cash back rewards.
See application, terms and details.
Discover It Cashback Match Rewards: 2, cashback on everything and 5 on selected categories.
This card isnt a standard 2 cashback card, but youll still get all of your cashback and more.
All cashback you earn during the first year is doubled after youve had the card for a year.
Earn 5 cash back at different places each quarter like gas stations, grocery stores, restaurants or m up to the quarterly maximum each time you activate. Unlike traditional signup bonuses, you wont get a lump-sum after reaching some specific spending limit; instead, on your cardholder anniversary, Discover will match all of the cash back you earned in your first year. Match a great initial bonus with solid cash back and no annual fee and youve got yourself a winner. At their peak, some companies offered flat 5 rates on every purchase.
Citi ThankYou Preferred Card for College Students Though plenty of issuers are happy to take a chance on the non-existent credit history of many students, few of those issuers go so far as to offer a signup bonus except for the Citi ThankYou Preferred Card. If youre willing to switch among cards to maximize your rewards, be sure to get cards that complement one another's rewards structures. Not only will you avoid late fees, but youll start building a good credit history. Balance transfer fee is 3 of the amount transferred, 5 minimum Unlimited.5 cash back on every purchase - it's automatic Earn a 150 Bonus after you spend 500 on purchases in your first 3 months from account opening No minimum to redeem for cash. Choosing the best card for your personal spending habits, be it category-based or flat-rate, will ensure you can maximize your earning potential. Its not every day a new credit card makes your 2 rewards card look stingy. See Rates Fees Intro ( Purchases ) Intro (Transfers) Regular APR Annual Fee Credit Needed 0 for 6 months.99 for 6 months.99 -.99 Variable 0 Fair Both Discover student credit cards come with the issuers unique new cardholder bonus. For Consumers The Citi Double Cash Card not only totals at 2 unlimited cash back but also encourages good credit card habits by rewarding bill paying.